Now that you have made a decision to buy a home it’s time to get together, discuss your needs, timeframes and get the process started.

As your Realtor my goals are:

1. Find the home that’s right for you
2. Negotiate the best deal for you
3. Close the deal on time
4. Make this a smooth and enjoyable experience for you.
   
   So let’s begin by deciding on what you want.  What are your specific requirements. Why are you moving? Is this your 1^st home? Are you relocating to the area? Are you needing a bigger home or downsizing?  The more information you can give me the better I can serve you.  Specifically, I need to know the type of home you want, the price range you are working in and the area you want to live in. Once I have all of your information I can then begin to find you the perfect home for you.

The next thing you need to do is to get pre-approved for your loan. The pre-approval is a very important step in the process.  The reasons you want to be pre-approved are:

1. You are in a better position to negotiate an offer and get it accepted. The Seller is more willing to accept an offer that is financially solid. An offer they don’t have to worry about falling apart at the last minute.
2. All contracts have financing contingency timeframes that must be met. Your pre-approval allows for more time to get the right financing option for you.

In order to get pre-approved you will need to meet with a loan officer. The loan officer will look at your financial situation including credit reports. After reviewing all your information the loan office will meet with you to discuss the best program for you.  You will want to get the program that provides you the best terms at the lowest cost.

Now we are ready to go and find your “perfect home”. There are a lot of homes out there and the list of available homes changes constantly. Today, we have the internet where you can literally see thousands of homes. There are also a lot of home, mostly new construction, that is not on the internet or the multiple listing service. As we begin to look at homes you will soon discover that although many homes eg. same number of bedrooms and baths they can be quite different.  The differences can be in the size of the home, the floorplan, neighborhood amenities, lot size and characteristics. All of these things not only affect what you pay for the home but also ease of resale.  As your Realtor I not only want you to make the right choice now but for the future as well. I will point out the positive and negatives of all the homes you are interested in . I want you to make an informed decision on the home you purchase. I want to be the Realtor you turn to when it comes time to sell that home and also the Realtor you feel comfortable to refer your friends too. I am not in this for the one time deal, I want to be your Realtor for all your Real Estate needs.

So what do we do now that we found that perfect home. Well, once we have a well negotiated offer accepted you need to get your financing finalized. I would recommend you get a home inspection done, yes even on new construction. I will provide you with a list of home inspectors. You will need to set up an inspection at a time when you can attend the inspection. After the inspection is completed, you and I will go over the report and I will present any defects to the Seller agent for resolution. At this time, I will coordinate with the closing attorneys to make sure they have everything they need to get your new home closed on time.